Payment Policy

Pay The Way You Want.
Japancoo provides a variety of payment methods, ensuring that at least one option will suit your preferences.

We offer multiple ways to pay, including pay-now options, pay-in-4 plans, and financing solutions.

Pay Now Options:
Standard credit or debit cards
- Shop Pay
- Apple Pay
- GooglePay
- Facebook Pay

Pay In 4 Payment Installments:
Interest-free payments made every 2 weeks
No effect on your credit score

Pay monthly for purchases ranging from $150 to $17,500
3, 6, or 12-month payment terms
Rates between 0–36% APR
No impact on your credit score when applying

Financing Plans
Shop Pay Financing
Affirm Financing

Eligibility Requirements and Credit Score

To use Shop Pay Installments, you must be at least 18 years old, live in the United States, and complete your purchase in USD.

If your purchase is divided into four bi-weekly payments using Shop Pay Installments, your credit score will not be affected. However, if you choose monthly payment plans, your payment activity may be reported to a credit bureau.

Note: A valid US shipping address is required to use Shop Pay Installments.

Contact Us with Any Questions or for help at Checkout.

Rates range from 0%–36% APR. Payment options through Shop Pay Installments are subject to eligibility checks and are provided by lending partners listed at affirm.com/lenders. Available options depend on the purchase amount, and a down payment may be required. For state-specific consumer notices, visit https://www.affirm.com/licenses.

Payment options through Affirm are also subject to eligibility, may not be available in all states, and are offered through lending partners listed at affirm.com/lenders. California residents: Loans through Affirm Loan Services, LLC are issued or arranged under a California Finance Lenders Law license.

Contact Information

Questions about the Payments Options should be sent to us at our contact information which is posted below:

Business Name: Japancoo
Email: support@japancoo.com
Phone Number:
Customer Service Hours: Mon-Fri 9am-5pm EST